Pay-as-you-go insurance solutions

Traditionally, businesses had only one way to pay their workers’ compensation premium: up front and based on an educated guess – not exactly a payment strategy most smart business owners would advocate. The solution: Pay-as-you-go premium payments aligned with payroll. A Pay-as-you-go worker’s compensation solution can simply be described as “BETTER”, and here is why:

Rather than paying estimated premium based on projected payroll for the coming year, our pay-as-you-go product calculates exactly what customers owe based on actual payroll. And instead of making hefty down payments and writing multiple checks to the insurance company throughout the year, our premium payment solution provides AP Intego policyholders with electronic debit all in coordination with their regular payroll provider.

Our pay-as-you-go product is superior when compared to traditional workers’ compensation. Here’s why :

  • Predictability
  • Improvement of cash flow
  • No down payment of policy premium
  • Electronic withdrawal of premium payment
  • Easy year end audit process with little to no audit liability


“Suffice it to say, this is a company that performs exactly as advertised. If you are in the market for workers’ compensation I would give them a try. You can do everything via email…”

S. I. – San Francisco, CA